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Vergleichen Sie jetzt und wechseln Sie zu dem Girokonto, bei dem Ihr Geld am besten aufgehoben ist.
Vergleichen Sie jetzt und wechseln Sie zu dem Girokonto, bei dem Ihr Geld am besten aufgehoben ist.
#best account ever
Fee: 0.00$
Kostenlos Bargeld abheben×
Mit der Kreditkarte kannst du im Inland an
allen Mastercard-Geldautomaten kostenlos Bargeld abheben (3-5 Mal pro Monat,
abhängig von Gehalts- und Geldeingängen). In der Eurozone
kannst du unbegrenzt kostenlos Bargeld abheben an allen
Mastercard-Geldautomaten.
Zusätzlich erhältst du bei Rewe, Penny, Netto, toom Baumarkt, Aldi Süd und
anderen Einzelhändlern über Cash26 kostenlos Bargeld. Diese
Geldabhebemöglichkeiten sind derzeit nicht in den Wert einberechnet.
ATMs: 58,000
Kostenlos Bargeld abheben×
Mit der Kreditkarte kannst du im Inland an
allen Mastercard-Geldautomaten kostenlos Bargeld abheben (3-5 Mal pro Monat,
abhängig von Gehalts- und Geldeingängen). In der Eurozone
kannst du unbegrenzt kostenlos Bargeld abheben an allen
Mastercard-Geldautomaten.
Zusätzlich erhältst du bei Rewe, Penny, Netto, toom Baumarkt, Aldi Süd und
anderen Einzelhändlern über Cash26 kostenlos Bargeld. Diese
Geldabhebemöglichkeiten sind derzeit nicht in den Wert einberechnet.
€0.00
€0.00
overdraft interest: 8.5%
10.0
Konichua
Givi
Sende und fordere Geld in nur einem Schritt in 200+ Ländern an.
Erhalte exklusive Rewards und spare beim Ausgeben
Keine unerwünschten Abonnements mehr
| Product Name: | checking account |
| ATM network: | girocard: No own ATM network Credit card: 2 million ATMs (withdrawals with the MasterCard credit card) |
| Withdraw cash for free: | girocard: At Rewe, Penny, Netto, toom, Aldi Süd and many other retail partners up to a maximum of 200 euros Credit card: 3 times a month in Germany, unlimited in the euro zone at all MasterCard ATMs (withdrawals with the Mastercard credit card) |
| Cash deposit costs: | 1.5% of the amount |
| Deposit options: | REWE, Rossmann, Penny, Real, dm, BUDNI, Ludwig, Eckert, ON Express, Adam's, Barbarino and mobilcom-debitel |
| bank name: : | checking account |
| ATM network: | girocard: No own ATM network Credit card: 2 million ATMs (withdrawals with the MasterCard credit card) |
| Withdraw cash for free: | girocard: At Rewe, Penny, Netto, toom, Aldi Süd and many other retail partners up to a maximum of 200 euros Credit card: 3 times a month in Germany, unlimited in the euro zone at all MasterCard ATMs (withdrawals with the Mastercard credit card) |
| Cash deposit costs: | 1.5% of the amount |
| Deposit options: | REWE, Rossmann, Penny, Real, dm, BUDNI, Ludwig, Eckert, ON Express, Adam's, Barbarino and mobilcom-debitel |
| Credit interest: | checking account |
| ATM network: | girocard: No own ATM network Credit card: 2 million ATMs (withdrawals with the MasterCard credit card) |
| Withdraw cash for free: | girocard: At Rewe, Penny, Netto, toom, Aldi Süd and many other retail partners up to a maximum of 200 euros Credit card: 3 times a month in Germany, unlimited in the euro zone at all MasterCard ATMs (withdrawals with the Mastercard credit card) |
| Cash deposit costs: | 1.5% of the amount |
| Deposit options: | REWE, Rossmann, Penny, Real, dm, BUDNI, Ludwig, Eckert, ON Express, Adam's, Barbarino and mobilcom-debitel |
Fee: 0.00$
Kostenlos Bargeld abheben×
Mit der Kreditkarte kannst du im Inland an
allen Mastercard-Geldautomaten kostenlos Bargeld abheben (3-5 Mal pro Monat,
abhängig von Gehalts- und Geldeingängen). In der Eurozone
kannst du unbegrenzt kostenlos Bargeld abheben an allen
Mastercard-Geldautomaten.
Zusätzlich erhältst du bei Rewe, Penny, Netto, toom Baumarkt, Aldi Süd und
anderen Einzelhändlern über Cash26 kostenlos Bargeld. Diese
Geldabhebemöglichkeiten sind derzeit nicht in den Wert einberechnet.
ATMs: 58,000
Kostenlos Bargeld abheben×
Mit der Kreditkarte kannst du im Inland an
allen Mastercard-Geldautomaten kostenlos Bargeld abheben (3-5 Mal pro Monat,
abhängig von Gehalts- und Geldeingängen). In der Eurozone
kannst du unbegrenzt kostenlos Bargeld abheben an allen
Mastercard-Geldautomaten.
Zusätzlich erhältst du bei Rewe, Penny, Netto, toom Baumarkt, Aldi Süd und
anderen Einzelhändlern über Cash26 kostenlos Bargeld. Diese
Geldabhebemöglichkeiten sind derzeit nicht in den Wert einberechnet.
€0.00
€0.00
overdraft interest: 8.5%
10.0
Konichua
Givi
Sende und fordere Geld in nur einem Schritt in 200+ Ländern an.
Erhalte exklusive Rewards und spare beim Ausgeben
Keine unerwünschten Abonnements mehr
| Product Name: | checking account |
| ATM network: | girocard: No own ATM network Credit card: 2 million ATMs (withdrawals with the MasterCard credit card) |
| Withdraw cash for free: | girocard: At Rewe, Penny, Netto, toom, Aldi Süd and many other retail partners up to a maximum of 200 euros Credit card: 3 times a month in Germany, unlimited in the euro zone at all MasterCard ATMs (withdrawals with the Mastercard credit card) |
| Cash deposit costs: | 1.5% of the amount |
| Deposit options: | REWE, Rossmann, Penny, Real, dm, BUDNI, Ludwig, Eckert, ON Express, Adam's, Barbarino and mobilcom-debitel |
| bank name: : | checking account |
| ATM network: | girocard: No own ATM network Credit card: 2 million ATMs (withdrawals with the MasterCard credit card) |
| Withdraw cash for free: | girocard: At Rewe, Penny, Netto, toom, Aldi Süd and many other retail partners up to a maximum of 200 euros Credit card: 3 times a month in Germany, unlimited in the euro zone at all MasterCard ATMs (withdrawals with the Mastercard credit card) |
| Cash deposit costs: | 1.5% of the amount |
| Deposit options: | REWE, Rossmann, Penny, Real, dm, BUDNI, Ludwig, Eckert, ON Express, Adam's, Barbarino and mobilcom-debitel |
| Credit interest: | checking account |
| ATM network: | girocard: No own ATM network Credit card: 2 million ATMs (withdrawals with the MasterCard credit card) |
| Withdraw cash for free: | girocard: At Rewe, Penny, Netto, toom, Aldi Süd and many other retail partners up to a maximum of 200 euros Credit card: 3 times a month in Germany, unlimited in the euro zone at all MasterCard ATMs (withdrawals with the Mastercard credit card) |
| Cash deposit costs: | 1.5% of the amount |
| Deposit options: | REWE, Rossmann, Penny, Real, dm, BUDNI, Ludwig, Eckert, ON Express, Adam's, Barbarino and mobilcom-debitel |
Just one thing first: There is no such thing as the best current account. There is no such thing as a
“best” offer for everyone. Your individual needs are decisive for this. Nevertheless, we have found the
best account 2021 that best meets the needs of a large group of customers.
A suitable checking account not only saves you unnecessary fees , it also ensures that you have optimal
financial support in your everyday life - for example through a simple supply of cash , a flexible
overdraft facility or a free credit card. Despite this, a surprising number of bank customers still pay
unnecessary fees for their checking accounts and use models that do not meet the requirements of
everyday life.
A good checking account can be many things. Various factors play a role in the assessment, such as the account management fees, whether an additional debit card or credit card is included, how high the overdraft interest is or how extensive the cash supply is. Depending on the personal situation, the individual criteria have different weights. It is best to think about these fitness points in advance
When looking for the best current account, you should first consider how you want to use the account in everyday life and what factors you focus on. Do you often not have enough credit by the end of the month? Then a low interest rate is a plus. If you often pay in cash, when choosing the right account, make sure that the cash supply is as simple and comprehensive as possible. Anyone who wants direct and personal advice is better off with a branch bank. If you value environmental protection and social justice, is a sustainable accountmaybe something for you. However, online banks in particular usually have a permanently available telephone service or a chat. If you appreciate the local independence and often more favorable conditions of direct banks, you are better off using a purely online account. Students can also use certain offers by opening a student account.
Are free checking accounts still available?
Yes, there are accounts without an account management fee . However, not all accounts are unconditionally free. Some banks require a salary or account movements, such as credits. So always check in advance exactly under which conditions the current account is free of charge.
Do I need a salary receipt?
That depends on the provider and the product. In principle, banks require references such as a fixed income, especially for current accounts with an granted overdraft. However, there are also accounts where this does not matter. However , the salary input can determine whether the account is free or you have to pay a fee.
Does my credit rating have to be impeccable?
That depends entirely on the bank. As a rule, every bank checks your creditworthiness in advance using a SCHUFA query . Which score is still acceptable is very individual. If you have a bad credit rating, a basic account that everyone must get is often suitable.
How can I change my checking account?
Nowadays it's incredibly easy. Most providers have an online account switching service to assist you. Here you can often have your previous direct debits and standing orders automatically transferred. The service is free.
How do I open a checking account online?
The providers make it very easy for you to open an account online. You will be guided through the application step by step. It is now standard that you can also do the identification at home. Shortly afterwards you will receive your documents and cards in the post.
The best checking account looks very different depending on your personal wishes. If you know what you want, you can compare different providers of checking accounts . The free current account comparison compares different current accounts and their conditions. A closer look at the test winner can be worthwhile; it does not necessarily have to be the best account for you personally. It is always better to look at several offers that have achieved a good test score and compare them with your needs. If an account model convinces you, it is usually even possible to switch accounts conveniently online.
Die Anbieter Machen Es Dir Sehr Leicht, Ein Konto Online Zu Öffnen. Du Wirst Schritt Für Schritt Durch Den Antrag Geführt. Mittlerweile Ist Es Standard, Dass Du Die Identifizierung Auch Daheim Erledigen Kannst. Kurz Darauf Erhältst Du Dann Deine Unterlagen Und Karten Per Post.
Ja, Es Gibt Konten Ohne Kontoführungsgebühr. Allerdings Sind Nicht Alle Konten Bedingungslos Kostenlos. Manche Banken Verlangen Einen Gehaltseingang Oder Kontobewegungen, Zum Beispiel Gutschriften. Prüfe Also Vorab Immer Genau, Zu Welchen Bedingungen Das Girokonto Kostenfrei Ist.
Heutzutage Geht Das Denkbar Einfach. Die Meisten Anbieter Haben Einen Online-Kontowechselservice, Der Dich Unterstützt. Hier Kannst Du Oft Automatisiert Deine Bisherigen Lastschriften Und Daueraufträge Übertragen Lassen. Der Service Ist Kostenlos.
Das Hängt Ganz Von Der Bank Ab. In Der Regel Prüft Jede Bank Vorab Deine Bonität Über Eine SCHUFA-Abfrage. Welcher Score Dabei Noch Akzeptabel Ist, Ist Sehr Individuell. Hast Du Eine Schlechte Bonität, Eignet Sich Dann Oft Ein Basiskonto, Das Alle Bekommen Müssen.